A quick & transparent process
We have a simple online
application
Calculate Your Rates & Choose A Loan Type
Apply Online & Submit Documents
Get Your Loan Approved & Paid Out.
|| WHO WE ARE ||
Proudly South African
Finance & Loan Firm
Direct Access Loan Group is a dynamic loan and finance firm rapidly growing across Africa. Since expanding from South Africa years back, we have followed a steady and managed upward progression, and continually focused on developing a world-class business through strategic location choices.
The essence of what we stand is for uplifting people for the greater good of the society in general. We provide the financial aids they need to build brighter futures and stronger nations, fueled by their participation in a growing economy.
OUR SERVICES
We Provide The Best Services
we are trusted by more than 8,700 clients
ABOUT COMPANY
Our customer-centric financial solutions create real competition for traditional loan & finance corporations.
As a leading finance company, Direct Access Finance has been missioned to revolutionize traditional lending services since 2013.
Loan for Blacklisted | Low Credit scores
Lowest Possible Interest Rates
Quick Payments Process
Safe and Secure Payments
PRESS COVERAGE
What our clients say about us.
Very good and they follow up. Satisfied with the service
I loved the customer service you guys provided me. That was very nice and patient with questions I had. I would really like definitely come back here. Thank you for yours service.
Had a wonderful experience with direct access finance. Although it took some time for things to get through due to my credit default, but they were able to send funds. I do recommend that more customer support agents to be employed to assist customers. But um happy with direct access loan service
I have only had excellent service from direct access finance so far, they have really helped me financially
Ngiyabonga ngokunginika ithuba lokwakha isikolo sami ngokuboleka wena nokukhokha inani lami lemalimboleko ngaphambi kosuku olunqunyiwe.
I always thought that your services was terrible. Had a change of mind after I got my loan as promised with less documents to go with. thank you guys
Ihlala ilungile ukusebenzisa imali mboleko yemali ngamaxesha esidingo. Ngaba uza kusebenzisa imali yezonyango kungekudala?
Isevisi enhle kakhulu ngaso sonke isikhathi, angikwazi ukukhononda
Not Bad. Last time they helped me perfect they know their job and they help you with dignity
Beveel lenings sterk aan. Al wat ek nodig het is hier hoef ek nie weer te sukkel nie
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Latest News
Our Latest Insights
Illustration of the total cost of a personal loan
Total amount borrowed: R 10,000Time period: 12 Months to 12 Months Interest Rate: 4.0%Total Monthly Cost – From R 846.94 for 12 Months R 10,000 loan at Annual Percentage Rate (APR) of charge including all applicable fees: 4.0%.Total cost payable over loan tenure: R 10,163.24 for 12 Months loan.
Disclosure Notice
➜ You apply for a loan governed by the National Credit Regulation Act (12 N.S.C 2601 et seq.) NCR gives you certain rights under Federal Law.
➜ You have to repay your loan at the stipulated period to avoid late repayment fees and blacklisting.
➜ The loan for which you apply for will be serviced at this financial institution and we do not intend to sell, transfer or assign the servicing of this loan.
➜ Do not pay intermediaries. Call our customer support for assistance.
➜ To report fraudulent activities, contact our fraud department through: fraud@directaccessfinanceloan.co.za
Please note that we are registered with NCR. See the below guidelines when applying for a loan:
Implications of Non Payments
Minimum loan period 12 months Maximum loan period 120 months. Maximum APa
There should only be initial cost if your monthly debit order was unsuccessful as a result of insufficient funds or changing bank accounts without prior notice to the service provider. The service provider will try to contact the client in order to resolve the problem.
If the client can’t be found or the problem can’t be solved, it would be handed over to the internal collections department to see if a solution to the problem can be found. If an agreement can’t be reached, the lender can make use of an external collections company or an attorney.
This will lead to an increase in fees and interest. This will have a big influence on the clients credit score and it will be very difficult to get any more credit from any loan provider.
Monthly premiums for loan repayments will be done by direct debit order collection from the clients bank account. Unsuccessful debit order collections may result in the client being charged a fee by his own bank for the unsuccessful transaction.
Maximum APR 32% per annum. Representative example: Loan amount R100 000, 4 Years. terms: (Annual Percentage Rate) 3%, monthly repayment R2,213.43. The interest rate will depend on the loan amount, loan term, and credit profile of the applicant.
Annual Percentage Rate
Minimum loan period 12 months Maximum loan period 120 months. Maximum APR 32% per annum. Representative example: Loan amount R100 000, terms: (Annual Percentage Rate) 4%, monthly repayment R2,213.43. The interest rate will depend on the loan amount, loan term, and credit profile of the applicant.
Renewal Policy
If a client is up to date with his loan repayments, they may qualify for a second or third loan depending on the criteria as set by the loan company. The client will have to apply again and the loan provider will look at the clients profile, affordability, etc. The loan provider will then make a decision based on the rules and regulations as set by the NCR.
Warning
You have to repay your loans to avoid being blacklisted by the Credit Bureau. Don’t pay any Intermediaries. Customer Service/ Compliant Hotline: +27(0)875109239 (Monday to Friday 9am – 8pm)
FRAUD WARNING
Direct Access Finance Loan Scam, Fraud Warning
The financial world attracts plenty of bad people looking to take advantage of good people like you. We urge you to constantly be on the lookout for suspicious emails and messages, and tread lightly around potential scam artists who claim to be affiliated with Direct Access Cash Loan. We assure you that Direct Access Finance Cash Loan is in no way involved, and we therefore discourage you from responding to any fraudulent offers. Online fraudsters are targeting anyone and everyone. Before you open an email or SMS, always ensure that the sender is someone you trust and that you recognise the email address or phone number. Should you receive a loan offer, investment opportunity, or any piece of Direct Access Finance Cash Loan communication that makes you feel uneasy, please contact our customer care team on fraud@directaccessfinanceloan.co.za or report it to your local police station